Hold the currencies you need
Open a balance in each currency you use and see every one of them in one place.
Accounts in multiple currencies
Global banking, made simple.
A smarter way to manage your money across currencies. Send, receive, convert, and spend without the complexity of traditional banking.
- USD US Dollar
- EUR 1 EUR = $1.1232
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BTC
1 BTC = $81,717.00
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ETH
1 ETH = $2,397.77
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USDT
1 USDT = $0.9992
- GBP 1 GBP = $1.3393
- CAD 1 USD = CA$1.4048
- INR 1 USD = ₹94.5939
- CNY 1 USD = ¥6.6893
- HKD 1 USD = HK$7.8473
- TRY 1 USD = ₤49.6427
- JPY 1 USD = ¥158.10
- CHF 1 CHF = $1.2128
Our rates, before any fee. Checked 11 minutes ago.
Features
One account for the way you move your money.
Everything you need to hold, move and look after your money, in an app that's clear about what everything costs.
Hold the currencies you need
Open a balance in each currency you use and see every one of them in one place.
Convert at a rate you can see
You see the rate and any fee before you confirm, every time.
Send money and follow it
Every transfer has a live tracker, from the moment you send to the moment it lands.
Cards you stay in control of
Freeze and unfreeze in a tap, set spending limits, and see your card details when you need them.
Save towards what matters
Set a goal and a date, then move money in and out whenever you like.
Security built in
A PIN for every payment, two-factor sign-in, and a list of your recent sign-ins.
How it works
Up and running in three steps.
No branch visits and no paperwork in the post. Everything happens in the app, in a few minutes.
Products
Everything in one account. Use what you need.
Hold every currency you use
One account with a balance for each currency, all in one view.
- A balance for each currency you hold
- Your own account details for receiving money
- Move money between balances when you need to
Security
Your money, protected at every step.
Security is built into everything you do, from signing in to sending money. And you stay in control of it.
- A PIN for every payment Nothing leaves your account until you approve it with your own PIN.
- Two-factor sign-in Add a code from your authenticator app, so a password alone is never enough.
- Recent sign-ins See when and from which device your account was used, and sign out other devices in a tap.
- Identity checks We confirm who you are with your ID and a selfie. Your documents are stored privately.
- Checked transfers Bank transfers pass security checks before they're sent, and you can follow every stage.
- Freeze a card Lost a card? Freeze it straight away, and unfreeze it if it turns up.
Reviews
In our customers' own words.
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Holding three currencies in one place made paying my suppliers so much simpler. I can see the rate before I convert, every time.
Priya N. Customer since 2024 -
The transfer tracker is the feature I did not know I needed. I can tell a client exactly where their payment is.
Tomas B. Small business owner -
Opening the account took a few minutes, and the identity check was done the same day.
Elena K. Customer since 2025 -
Freezing my card from the app when I misplaced it gave me real peace of mind. It turned up an hour later.
Marcus D. Freelancer
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I asked support a question about a bank transfer and had a clear answer by the afternoon.
Hana S. Customer since 2024 -
The savings goals keep me honest. Watching the bar fill up each month is oddly motivating.
Yusuf R. Customer since 2025 -
No surprises on fees. What it says before I confirm is what I pay.
Callum W. Customer since 2023 -
Clean, quick and it just works. That is all I want from my bank.
Daniel A. Customer since 2025
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Sign up with your email address and confirm it. Then choose a PIN for approving payments and verify your identity. It only takes a few minutes.
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A photo of your passport, national ID card or driving licence, and a selfie. Your documents are stored privately and only used to confirm it's you.
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You can hold USD, EUR, BTC, ETH, USDT, GBP, CAD, INR, CNY, HKD, TRY, JPY and CHF, each in its own balance, and convert between them at the rate shown before you confirm.
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Any fee is shown on screen before you confirm a payment, a transfer or a conversion. Nothing is taken without you seeing it first.
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Transfers to another member arrive instantly. Transfers to a bank account pass our security checks, which usually take a few hours, and then arrive in 1 to 3 business days. You can follow every stage in the app.
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Every payment is approved with your own PIN, and you can add two-factor sign-in. You can see your recent sign-ins and sign out other devices at any time.
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Freeze it from your account straight away. If it turns up, unfreeze it in a tap.
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No. You never pay anything to apply for or receive a grant. If anyone asks you for money to release one, it isn't us.
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Open the payment in your account and report it, and our support team will pick it up. You can also contact us any time.
Open your account in minutes.
Sign up with your email, verify your identity, and your account is ready to use.